What is on a Credit Report?

What is on a credit report?

  • Name, Social Security Number, DOB, Current Address, Previous Address, Name of
  • Employer
  • List of Debt and Information – Date Opened, Credit Line, Balance, Monthly Payment,
  • Payment History

• Public Record Information – Judgments, Tax Liens, Bankruptcy

• Inquiries – Name of the companies that have previously requested the credit report

• Credit Score – This will depend on the type of report requested

Items that are NOT usually on a credit report:

• Banking Information

• Medical history

• Race

• Gender

• Religion

• National origin

• Political Preference