LexisNexis refers to itself as a consumer reporting agency that provides information about consumers to businesses and government agencies. The reports provided by LexisNexis provide background checks to employers seeking information on job candidates and current employees. They are also used by debt collection agencies, creditors, banks, insurance companies, healthcare providers, law enforcement, and more. These reports can contain credit history, criminal history, information about property, debt, and more.
LexisNexis Report errors can cause:
- Denial of insurance
- Denial of a job
- Limited insurance coverage
- Higher interest rates
- Loan denial
- Policy cancellations
Two LexisNexis reporting services that we commonly hear about are LexisNexis Accurint and LexisNexis C.L.U.E. LexisNexis Accurint provides consumer reports to collections, government, healthcare, insurance, law enforcement, legal, and private investigators.
Your Accurint report may include information about:
- your personal information, such as employment and education
- your location
- your job and occupation
- your credit report and credit history
- your public records
C.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database produced by consumer reporting agency LexisNexis® that enables insurance companies to access consumer claims information when they are underwriting or rating an insurance policy. LexisNexis C.L.U.E. also includes auto and property information of consumers for insurance companies. These reports include loss and claims information, transaction information, ownership, liens, judgments, addresses and more.